Why Easy Choice Portfolios?

If you lack the time or experience to research your 403(b) plan's account options, CalSTRS Pension2^SM Easy Choice Portfolios* may be right for you.

CalSTRS Pension2^SM Easy Choice Portfolios let you make one choice for your investments based on your expected year of retirement and risk tolerance.

How Do They Work?

CalSTRS Pension2^SM Easy Choice Portfolios provide a ready-made, diversified portfolio using a carefully chosen selection of mutual funds with underlying investments that include stocks, bonds and real estate investments. See Investment Choices for specific information on the funds that make up the portfolios. They are available for target retirement years 2020, 2030, 2040 and 2050+ and for those already in retirement.

Each portfolio starts with an allocation considered appropriate for your time horizon and risk tolerance. The goal is to achieve the highest possible returns while minimizing potential risks. (Please note there is no guarantee this goal will be met.)

What Are the Main Benefits?

You get broad diversification and ongoing CalSTRS professional investment management. You won't need to make complicated investment, allocation and readjustment decisions as your time and risk factors change.

Remember: By choosing a CalSTRS Pension2^SM Easy Choice Portfolio you are allocating 100% of your investments into a specific target portfolio. The balances will be readjusted annually for you by CalSTRS to ensure you maintain your investment goals.

* The CalSTRS Pension2^SM  Easy Choice Portfolios are supported solely by CalSTRS investment professionals and no other fund manager.