Contributions will be made directly to your plan account by your employer no later than two weeks after each pay date consistent with any applicable federal law requirements as determined by TIAA-CREF. By law, the CURP contribution rate is equal to 1% less than the normal cost contribution rate of the Missouri State Employees' Plan 2000 (MSEP 2000). Each fall, MOSERS will set the contribution rate to become effective July 1 of the following fiscal year. Your human resources representative will distribute the new contribution rate information. In addition, check your quarterly statement from TIAA-CREF.