If you are investing in mutual funds, read the Intermediary Frequent Trading Policy.

We are pleased to offer you the following options to enroll in your Kentucky Community & Technical College System (KCTCS) retirement plan.

You must complete the following forms in order to enroll:

• A Salary Reduction Agreement allows automated, pre-tax contributions from your paycheck directly to your specified plans. Click the link(s) below to download and complete the SRA for your chosen plan:
• 403(b) Supplemental Plan & Roth 403(b) Supplemental Plan Salary Reduction Agreements
• 457(b) Supplemental Plan Salary Reduction Agreement

Online enrollment is the fastest and easiest way to enroll. Before you enroll, have the following information available:

• Your investment allocations, which you select from your investment choices
• Your Social Security number
• Your beneficiary's Social Security number, birth date and address

To enroll in a plan online, click the plan name below:

• KCTCS 403(b) Defined Contribution Retirement Plan
• KCTCS 403(b) Supplemental Plan
• KCTCS 457(b) Supplemental Plan

Please write your contract number on your Salary Reduction Agreement.