If you are investing in mutual funds, read the Intermediary Frequent Trading Policy.

We are pleased to offer you the following options to enroll in your Michigan State University retirement plan.

Online enrollment is the fastest and easiest way to enroll. Before you enroll, have the following information available:

• Your investment allocations, which you select from your investment choices
• Your Social Security number
• Your beneficiary's Social Security number, birth date and address

To enroll in the Michigan State University plan, you must use the online enrollment system on the Michigan State University Human Resources Website. Upon accessing this site, follow these steps:

1. Click on eHR for "Electronic Transactions" on the right hand side of the page.

2. Sign in using your MSU NetID and password.

3. Select "Retirement Enrollment/Changes."

4. Select "Open New Account."

5. Select "Enroll with a New Investment Sponsor."

6. Select TIAA-CREF and complete TIAA-CREF's online application.

IMPORTANT: TIAA-CREF will supply a confirmation number when the application is completed. This number is required to complete the second portion of the online process.

7. Return to the eHR site after completing the TIAA-CREF application to complete the MSU salary reduction agreement portion so payroll knows how much to defer. Enter the TIAA-CREF confirmation number in this application.

NOTE: Your enrollment is not complete until you complete the MSU salary reduction agreement in addition to the TIAA-CREF application. You will receive an e-mail from the MSU Human Resources Department when you have completed the salary reduction agreement portion.