At TIAA-CREF, we believe in investment strategies that can help our investors prepare for their retirement.

In keeping with our long-term investment philosophy and commitment to you, we have consistently pursued a policy of managing risk through diversification. We believe this is essential in helping you work toward achieving your ultimate financial and savings goals.

Over many years, this practice has proved successful through market fluctuations, changing economic trends and technological innovation. Note that diversification is no guarantee of protection against loss.

Your St. John's University retirement plans offer an array of investment options across a broad range of categories. Refer to the asset classes listed at right to find out more about your available choices.