Equities (stocks), which represent shares of ownership in companies, have historically outperformed other investments over long periods. They have also tended to be the most volatile in the short term, which means investors may experience fluctuating account values. (Past performance does not guarantee future results.)

Annuity account options are available through contracts issued by TIAA or CREF. These contracts are designed for retirement or other long-term goals and they offer a variety of income options, including lifetime income. Payments from the variable annuity accounts funds are not guaranteed and will rise or fall based on investment performance.

Performance information for your plan's investment choices is available on this performance chart.