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TIAA-CREF is pleased to help the employees of The University of North Carolina System ORP plan for retirement. For over 90 years, we have been helping millions of people in the academic, medical, cultural and research fields plan for retirement. We offer you options to tailor your plan to your investment style and goals. Life can be complicated, but planning for retirement doesn't have to be. To help you plan for your goals, we offer: - Sound guidance. Speak with a TIAA-CREF consultant for answers that make sense for you.
- Retirement choices that suit your style.
- Low cost. TIAA-CREF is committed to keeping costs low, with expenses that are among the lowest in the variable annuity and mutual funds industries1.
- Top ratings. For it's stability, sound investments, claims-paying ability, and overall financial strength, TIAA currently holds the highest possible ratings from the four leading insurance company rating agencies: Standard & Poor's (AAA as of 6/09), Moody's Investors Service (Aaa as of 5/09), A.M. Best (A++ as of 9/08), and Fitch (AAA as of 6/09). These ratings don't apply to variable annuities, mutual funds or any other product or service not fully backed by TIAA's claims-paying ability.
If you are new to the The University of North Carolina System ORP Retirement Plans, you must first enroll to take advantage of these investment strategies. If you are a current participant in the plan, check out our investment choices to see the new funds available to you. 1 Source: Morningstar Direct (December 2009) based on Morningstar expense comparisons by category.
C40080
Retirement Annuity (RA) Contract Form Series 1000.24
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