TIAA-CREF Brokerage Services* is designed to bring simplicity, flexibility and choice to your investing life.

TIAA-CREF Brokerage Services brings the investment world right to you. You'll have everything you need to build and manage a portfolio based upon your needs. Trade among:

• Thousands of mutual funds from the nation's best-known fund families, many of which are no load and have no transaction fees
• TIAA-CREF's family of low-cost mutual funds

A TIAA-CREF Brokerage Services account offers superior service at a competitive price you'd expect from TIAA-CREF. We've designed our brokerage account to help simplify your finances so you can focus on your goals. You'll also find many useful tools to help make informed investment decisions, including:

• Online trading
• Cash management with a Cash Solutions Account (minimum $25,000)
• Mutual Funds screeners, company reports, industry news and more

You can simplify your financial life by rolling over retirement assets from previous employer-sponsored retirement plans or other IRAs into a TIAA-CREF Brokerage IRA. Consolidating your retirement accounts may also give you access to a wider variety of investments. Preserve the tax-deferred status of your assets and enjoy the convenience of having your retirement portfolio in a single — and trusted — place.

Call us toll-free at 800 927-3059 to speak to a TIAA-CREF individual consultant who specializes in Brokerage Services.

Note that there are brokerage charges associated with this account. Certain securities may not be suitable for all investors. There are inherent risks in investing in securities. Investment return and principal value will fluctuate so an investor's shares, when redeemed, likely will be worth more or less than the original cost.

*TIAA-CREF Brokerage Services is a division of TIAA-CREF Individual & Institutional Services, LLC. Member FINRA/SIPC.