At TIAA-CREF, we believe in investment strategies that can help our investors to prepare for their retirement.

In keeping with our long-term investment philosophy and commitment to you, we have consistently pursued a policy of managing risk through diversification. We believe this is essential in helping you work toward achieving your ultimate financial and savings goals.

Over many years, this practice has proved successful through market fluctuations, changing economic trends and technological innovation. Note that diversification is no guarantee of protection against loss.

Refer to the plans to the right to learn more about the asset classes available for each plan. Since each plan offers a different fund lineup, it is important that you review each plan and its investment options carefully.